Jurnal Al-fatih Global Mulia

Shopee Spaylater Syari’ah Business Management In The Perspective Of The Qur'an

2025-06-06T14:32:39+07:00

As time goes by and technology advances, purchases can not only be made offline but can also be made online. Currently, many shops are starting to join and adapt to the digital world because of the increasingly diverse consumer behavior in making purchases. Shops are currently collaborating with the marketplace world that helps the online buying and selling process. One of the marketplaces that is widely visited by Indonesian consumers is Shopee. Shopee provides a variety of community needs in various choices. The payment system on Shopee also has many choices, including the COD system (pay on the spot), Shopeepay, via Bank and there is also a shop now pay later or later week system known as the SPayLater system. This study analyzes Sharia Business Management on the SPayLater service on the Shopee platform through the perspective of the Qur'an, with a focus on the application of Islamic principles in financial practices. This service that allows users to shop with deferred payments poses challenges related to compliance with the prohibition of usury and the principle of fairness in transactions. Through a qualitative approach, this study explores how Shopee seeks to integrate Sharia values, such as transparency and responsibility, into its operations. The research findings show that although SPayLater offers easy access for consumers, there is a risk of public misunderstanding regarding Sharia compliance in this system. This research is expected to provide insights for the development of Sharia financial products and strengthen the understanding of the application of the teachings of the Qur'an in modern business.

Analisis Rasio Profitabilitas Pada Laporan Keuangan Perusahaan

2025-06-06T14:32:56+07:00

The assessment of a company's financial level can be done by analyzing the company's financial statements. To find out whether the company's financial condition is in good condition, various analyses can be carried out, one of which is a ratio analysis. One of the tools to assess financial performance is the Profitability Ratio analysis which aims to measure the effectiveness of overall management aimed at the size of the level of profit obtained. The better the profitability ratio, the better the profitability of a company. The purpose of calculating financial ratios is needed for a company to be able to find out the good and bad financial conditions in the processing of a company. Financial statements prepared by a company can be used as an internal managerial decision-making tool as well as for external parties of the company. With the analysis of the financial statements, it can be known the state and development of the company that has been achieved by the company in the past and in the current time, both private enterprises and state-owned enterprises. In this study, the researcher used a case study method where the researcher read and summarized the profitability ratio that had been carried out by previous researchers.

Kata kunci: Teknologi, Manajemen Bisnis Syari’ah, SPayLater, Shopee, Al-Qur’an, Riba, Keadilan dan Transparan.

2025-06-06T14:32:22+07:00

Islamic economics is developing as an alternative to the conventional economic system that is often unable to address the challenges of economic inequality and environmental crisis. This article reviews the development of the Islamic economy in Indonesia, identifies key challenges and opportunities, and analyzes the role of government and digital technology in enhancing the inclusiveness of the Islamic economy. Through a literature review, this research finds that regulatory support and the integration of digital innovation can strengthen the sustainability of the Islamic economy in Indonesia. These results emphasize the importance of a maqashid sharia-based approach to create an equitable and sustainable economic system

Implementasi Nilai-Nilai Ekonomi Syariah Pada Pondok Pesantren Terpadu Daarul Ilmi

2025-06-06T14:32:05+07:00

This research aims to explain the influence of the cooperative or canteen of the Daarul Ilmi Integrated Islamic Boarding School on Sharia Economic values and the influence of entrepreneurship based on Islam in accordance with Maqosyid Syariah and economic goals according to Adam Smith. The method used in this research is a qualitative descriptive method. The results of the analysis of the research data show that there is a positive or negative influence between the attitudes of the market community and the boarding school students, and this cooperative has helped a lot with the economy of the Islamic boarding school and the surrounding community, and the students at the Daarul Ilmi Integrated Islamic Boarding School.